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This does not automatically mean that you won’t be able to raise a mortgage, but it does make it more difficult. It all depends on the frequency and severity of the defaults. Some mortgage lenders will ignore bank defaults up to certain levels but the terms on which they will offer a mortgage to you will be much less generous.
If you have bank defaults, you can still ask for a quotation. Our mortgage partners are in contact with a wide range of lenders who provide mortgages for people with impaired credit history. Ask for a quote now and they’ll get back to you within 24 hours.