Information about
Bank Defaults

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If you have failed to meet agreed payments with a Bank, for example on a credit card, a Hire Purchase agreement or a loan of any kind, you will be described as having 'defaulted'.

This does not automatically mean that you won’t be able to raise a mortgage, but it does make it more difficult. It all depends on the frequency and severity of the defaults. Some mortgage lenders will ignore bank defaults up to certain levels but the terms on which they will offer a mortgage to you will be much less generous.

If you have bank defaults, you can still ask for a quotation. Our mortgage partners are in contact with a wide range of lenders who provide mortgages for people with impaired credit history. Ask for a quote now and they’ll get back to you within 24 hours.
 
Please Note:
This web site is owned by Andromeda Webs Ltd. Andromeda Webs Ltd, is an Appointed Representative of Web Publishing House Ltd. Web Publishing House Ltd is authorised and regulated by the Financial Services Authority for insurance mediation.