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With a Cap and Collar Mortgage the “cap” limits the maximum interest rate you can be charged and the “collar” sets a minimum interest rate. Therefore, as long as the mortgage is within the cap and collar period, your mortgage interest rate will remain within the set margins.
If a Cap and Collar Mortgage is of interest to you, you must talk to a professional mortgage broker. Ask for a quote now and we’ll organise for a Mortgage Adviser to phone you with the next 24 hours.