FAQ Index for Critical Illness Insurance

You will find below a full list of the FAQ’s for Critical Illness Insurance. We hope you will find them useful.

In no circumstances should these Critical Illness Insurance FAQ’s be interpreted as this web site providing you with specific advice in relation to your own circumstances or on the suitability for you personally, of any product or service referred to within these FAQ’s. Our aim is simply to provide generalised, but helpful, information.

What is Critical Illness Insurance?

What can I use Critical Illness cover for?

Why should I get Critical Illness insurance?

Why should I review my current Critical Illness policy?

How much cover do I need?

What decisions will I need to make before I can request a quotation?

What information will I be asked to provide when I apply for a Critical Illness policy?

Are there minimum or maximum amounts attached to Critical Illness cover?

How long should I take out the critical illness cover for?

What medical conditions are considered to be 'critical'?

Can my partner be included on my Critical Illness Policy?

Is it better to get a joint policy than two single policies?

Can my partner and myself have different levels of cover on a joint policy?

How long do I have to wait before I can make a Critical Illness claim?

What's the difference between a “Guaranteed” and a “Reviewable” policy?

What other options are there with a Critical Illness policy?

What does “Total and Permanent Disability” mean?

If I get a Critical Illness during my pregnancy, am I covered?

Will Critical Illness insurance polices allow the use of alternative medicines?

Can my children be included on my Critical Illness Policy?

Will my future children be included on my Critical Illness policy?

What level of critical illness cover will my children get?

How much will critical illness cover cost me?

What are the minimum and maximum monthly premiums for Critical Illness cover?

Why should I consider combining my Critical Illness cover with Life Insurance?

Is Terminal Illness cover different to Critical Illness cover?

How will I receive my Critical Illness payout?

Will I still be able to claim State Benefits?

Will I be allowed to go back to work after a Critical Illness claim?

Am I still covered for Critical Illness after I have made a claim?

What happens if I return to health after making a claim on my Critical Illness policy?

What happens if my health deteriorates after making a claim on my Critical Illness policy?

What happens if I develop another Critical Illness or my Critical Illness recurs after making a claim?

Can my Critical Illness cover be amended or increased at a later date?

If I get a combined Life Insurance and Critical Illness policy, will the value of cover be the same for both provisions?