Will my future children be included on my Critical Illness policy?

Yes - once you have critical illness insurance, all your children and future children are included on the policy.

The child doesn't have to be your 'natural' child either. Step children and legally adopted children will also be covered on your insurance providing that they are aged between 1 and 18, or in the case of some insurance companies, between 3 and 18.

Because foster children are considered to be in temporary care, they will not be covered on your critical illness insurance policy.