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Critical Illness policies allow the same flexibility as life insurance - so you can
insure one or two lives.

Insuring one person (Single policy)
If you only want insurance cover for one person then you need to request a 'Single
life' quote. If you are diagnosed with a critical illness you will receive the full
payout.
Insuring two people (Joint policy)
If you and your partner both want to be covered then request a quote for a 'Joint policy'.
Joint policies are written on what is called a 'first event basis' so if either of
you are diagnosed with a critical illness than the policy pays out then automatically
terminates. The other person will not be insured thereafter.
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