Why should I get Critical Illness insurance?

The statistics show that as many as 1 in 5 men will suffer a critical illness before the age of 65, and 1 in 6 women will suffer a critical illness before the age of 60.

The chances of you developing a critical illness are far higher than you might think. In fact, the average age for people making claims on their critical illness insurance is 47 (Source: Munich Reinsurance Co 2000). If you think it won't happen to you, consider these facts first:
35% of men and 46% of women survive for over 5 years after developing cancer
78% of stroke victims live for over a year afterwards.
40,989 women were diagnosed with breast cancer in the UK in 1999, that's 136 for every 100,000 women
23,456 men were diagnosed with lung cancer in the UK in 1999 - 83 cases per 100,000 men, and 1,990 men were newly diagnosed with testicular cancer. This equates to 7 cases per 100,000 men.
In 2000: 112,066 women were diagnosed with cancer (any type) and 111,543 men. That's a total of 223,609 new cases of cancer.
(Source: Cancer Research UK)

Do you really want to ignore these facts?

Of course, it may not happen to you, but it's better to have a security system in place in case it does, than to brush it under the carpet. Critical Illness Insurance gives you the peace of mind to know that you are covered.