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Remember, on average people change their mortgage every five or six years.
This is in response to the usual incidence of moving home plus an increasing
tendency to re-mortgage to take advantage of cheaper mortgage deals.
Today’s mortgage market is a great deal more competitive than ever
before. Re-mortgaging is in vogue because borrowers now realise that it’s
really easy to change their mortgage lender, particularly with a mortgage
adviser to hold their hand and organise everything. This has fostered
a ‘Bargin hunter’ mentality within the mortgage market with
borrowers looking for the ‘best offer’ at every opportunity.
We do not think that that is a bad development as it maintains the pressure
on the lenders to be ever more competitive in order to attract and retain
customers.
If a Flexible Mortgage interests you, you are well advised to talk to
a professional mortgage broker. Ask for a quote now and we’ll organise
for one to phone you with the next 24 hours.
Mortgages