Can I get a quotation online through this website?

No - you cannot get an online quotation through this website. We are strong believers in personal advice since around 50% of people who buy life insurance without advice, get the wrong life insurance. On this website, we take your basic details and pass them onto a specialist life insurance broker who will contact you to discuss your requirements and find the cheapest life insurance policy for you.

Many Banks and Building Societies are tied to just one Insurance Company whose policies they have to sell and you are not guaranteed a competitive quote. Brokers work with a wide range of insurance companies, and are far more likely to find you the cheapest possible quote.

To get a quote through our website all you need to do is input your date of birth, whether you smoke, the sum you want insured and how long you want to be insured for, and press submit. If you want a Joint policy, you also need to provide corresponding information for your partner. Then within 24-48 hours you will receive a phone call with specialist guidance there on the end of the phone - that way you're sure to make the right decision.

You will be asked for a decision on some optional extras over the phone, such as waiver of premium and indexation. These options can be fully explained to you over the phone, but we recommend reading the FAQ entitled 'Which optional extras are important' for details.