Faq Index for Mortgage Life Insurance

You will find below a full list of the FAQ’s for Mortgage Life Insurance. We hope you will find them useful.

In no circumstances should these Mortgage Life Insurance FAQ’s be interpreted as this web site providing you with specific advice in relation to your own circumstances or on the suitability for you personally, of any product or service referred to within these FAQ’s. Our aim is simply to provide generalised, but helpful, information.

What exactly is mortgage life insurance?

What sort of life insurance do I need for a repayment mortgage?

What sort of Life Insurance do I need for an Interest Only Mortgage?

How much do I need to insure for?

How long does my Mortgage Life Insurance policy need to last for?

Could I get normal Life Insurance to cover my mortgage?

What happens if I need cover now in order to complete a house purchase?

I want my mortgage to be paid off if I die or become seriously ill - what sort of life insurance do you need?

I want my monthly mortgage repayments to be paid if I can't work due to sickness, accident or unemployment. What sort of insurance do I need?

Can I continue with my Mortgage Life policy if I pay my mortgage off early?

What exactly is Mortgage Payment Protection Insurance?

Should I choose a “Guaranteed” or a “Reviewable” Mortgage Life policy?

Do I need to add Terminal Illness Insurance?

Do I need to add Critical Illness Insurance?

Which optional extras should I include?

Does my Mortgage Life Insurance policy have any investment value?

Will my mortgage lender charge me a fee if I don’t buy my Mortgage Life Insurance through them?

Must I buy my Mortgage Life Insurance from my mortgage lender or mortgage broker?

Under a combined Life Insurance and Critical Illness policy, is the same amount insured for both the Life and Critical illness provisions?