Under a combined Life Insurance and Critical Illness policy, is the same amount insured for both the Life and Critical illness provisions?

If you are using the combined Life and Critical Illness insurance policies specifically to protect a mortgage, then the sum insured will be equal for both the Life and Critical Illness provisions.

If you get a quotation for a combined Life and Critical Illness policy, then it will be assumed that you want the sum insured to be the same for both provisions. This is because most people want it this way - but all you need to do is advise the brokers when they call, and they will get a quotation for you based on your individual requirements.