How long should I get the Mortgage Payment Protection Insurance for?

We recommend keeping the insurance in place for the term of the mortgage.

You could have an accident, fall ill or be made unexpectedly unemployed at any time - so we recommend paying for mortgage payment protection insurance for as long as you can afford it. It's not a long-term commitment because you can stop and start whenever you want - so you have the flexibility to cancel as you wish. You might decide to do this when you are coming near to the end of your mortgage term.