Do I have to get Contents Insurance?

Contents Insurance is not an essential requirement - it is your personal choice whether or not you want to protect your valuables inside your home. As far as your mortgage is concerned, the contents of the house make no difference to the value of the home itself.

Contents Insurance does make resoundingly good sense though! Think about the contents of your house: the carpets and curtains, computer, wide-screen TV and DVD player, furniture and what about your personal effects and jewellery. Imagine returning after a holiday to find that everything has gone or had been damaged. The cost of replacing things can be astronomical - and also very upsetting.