What happens if I have an 'unusual property'?

If you have what is classed as an 'unusual property', then it can be more difficult to get a mortgage, particularly when it comes to the mainstream lenders. This is because they often don't have the right systems and procedures in place to deal with 'anomalies'.

When you apply for a mortgage, the mortgage lender will assume your property is constructed from brick or stone walls with a tile or slate roof. If your home is constructed from concrete, prefab or wood then it is called an unusual property construction. As a result, some mortgage lenders will not be able to provide you with a mortgage. You may also find that a property that is in a non-standard location like above a shop, below street level or within a high-rise flat - that it might be classed as an 'unusual property'.

Through this website we pass your details on to a specialist mortgage brokers, they will be able to deal with any type of property to find you the cheapest deals.