FAQ Index for
Short Term Income Protection Insurance
(Also known as Accident, Sickness and Unemployment Insurance.)

You will find below a full list of the FAQ’s for Short Term Income Protection. We hope you will find them useful.

In no circumstances should these FAQ’s for Short Term Income Protection be interpreted as this web site providing you with specific advice in relation to your own circumstances or on the suitability for you personally, of any product or service referred to within these FAQ’s. Our aim is simply to provide generalised, but helpful, information.

What exactly is Short Term Income Protection Insurance? (Also known as Accident, Sickness and Unemployment Insurance.)

Why do I need Short Term Income Protection Insurance?

For how long will the policy provide income?

How much will Short Term Income Protection Insurance cost?

Will Short Term Income Protection Insurance pay out as soon as I make a claim?

Is there any chance my claim could be refused?

How much should I insure for?

How long should I ensure for?

Should I insure for just accident and sickness, or for accident, sickness and unemployment?

Will a claim on my Short Term Income Protection policy affect my entitlement to state benefits?

I want to ensure that my monthly mortgage repayments are covered if I am unable to work due to accident, sickness, or unemployment. What sort of insurance do I need?

I want a lump sum if I die or become very seriously ill and unable to work again. What sort of insurance do I need?

I want to recieve a monthly income if I become sick, unemployed or have an accident for the whole time that I'm off work (i.e. no time limit)