How long will the policy provide income for?
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Short Term Income Protection Insurance will provide income for up to 12 months - unless you return to work in which case the policy stops paying out.
All the income that you will receive is tax-free.
Another advantage to the policy is that you can make more than one claim through it - so if you claim for six months and then six months later you suffer an accident that keeps you off work, you will be able to claim under the same terms and conditions as before.