I want a lump sum in case I die or become very seriously ill and unable to work again. What sort of insurance do I need?
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Most people use Mortgage Payment Protection Insurance which, in the event of a claim, pays your monthly mortgage repayments for up to 12 months. Click here if you want Mortgage Payment Protection Insurance.
IMPORTANT.
If you want insurance cover to pay off your entire mortgage if you become
seriously ill, you need Critical Illness Insurance.
If you want insurance cover to pay off your entire mortgage if you died,
you need Life Insurance.