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Most Short Term Income Protection Policies give you three options. You
can insure yourself for:
- Unemployment
- Disability (that's accident and sickness)
- Disability and unemployment
- The premiums are very affordable and as long as you can afford it,
you should consider insuring yourself for all eventualities.
Consider the following: -
- Over the last 5 years accident or illness has caused 28 % of people
to be off work for over a month
- Over the last 5 years accident or illness has caused 9 % of people
to be off work for more than 3 months
- Between the ages of 25 and 34, 1 in 3 people have been unemployed
for over a month.
- 500 people become unemployed each day in the UK. 45% of women and
60% of men who have been made unemployed will be out of work for over
6 months.
- Around 80 houses are repossessed each day - mainly due to unemployment.
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